Travel insurance
Travel insurance that fits your trip
Most trips go to plan. When they do not, medical bills abroad or a cancelled trip can be expensive. We help you understand what a policy covers and compare options. You buy the policy directly from a trusted partner or insurer.
Voyfaro
- Traveller:We need insurance for a Schengen visa. 2 adults, 14 days in France and Spain.
- Voyfaro:Sure. Any pre-existing medical conditions? Some policies treat them differently.
- Traveller:No, none.
- Voyfaro:Thanks. We will share policies whose stated medical cover is at least €30,000 and that list all Schengen countries for your dates. The policy wording decides what is covered.
What we help with
Know what you are covered for
Comparing plans
Single trip or annual cover, for individuals, couples and families.
Key cover areas
Emergency medical treatment, medical repatriation, trip cancellation, delays, and lost or delayed baggage.
Visa requirements
See whether a policy's stated cover matches the published rule, such as Schengen's €30,000 minimum. Read the Schengen guide.
Reading the small print
Excess amounts, exclusions, age limits and pre-existing condition rules.
Activities
Whether things like skiing or adventure activities need an add-on.
Claims basics
What insurers usually ask for if you claim, so you keep the right receipts and reports.
One message is enough
How to ask
Send us these details.
We need insurance for a Schengen visa. 2 adults, 14 days in France and Spain.
Destination(s)
And whether the cover is for a visa application.
Travel dates
The full trip, from departure to return.
Travellers and ages
Price and cover can depend on age.
Country of residence
Many insurers only cover residents of certain countries.
Anything special
Pre-existing medical conditions, pregnancy, sports or expensive items you are taking.
Good to know
Tips before you buy
Buy early
Cancellation cover usually starts when you buy the policy, so buying soon after booking can protect you sooner.
Check the medical limit and repatriation cover
These matter most if something serious happens abroad.
Declare medical conditions honestly
Not declaring a condition can mean a claim is refused.
Look at the excess
This is the amount you pay yourself on each claim.
Check the dates and destinations
The policy should cover your whole trip and every country you visit.
Keep the policy handy
Save the policy number and emergency helpline offline and share them with someone at home.
Keep receipts and reports
For any claim you will usually need receipts, medical reports or a police or airline report.
Read the exclusions
Common ones include unattended bags, alcohol-related incidents and activities the policy does not list.
FAQ
Travel insurance FAQ
Have another question? Ask us in chat or by email.
Do I need travel insurance?
It is not always required by law, but it is strongly recommended. Some visas, such as Schengen short-stay visas, do require travel medical insurance.
Are you the insurer?
No. Voyfaro helps you compare options. You buy the policy from a trusted partner or insurer, and they handle the cover and any claims.
Is my pre-existing medical condition covered?
It depends on the insurer and the policy. Some cover certain conditions if you declare them, some exclude them. Always read the policy wording and declare conditions when asked.
How do I make a claim?
Contact the insurer using the details in your policy documents. Many insurers run an emergency helpline for medical problems abroad; call it before arranging treatment where you can. Keep all receipts and reports to support your claim.